Heating a Modular House: Which Heat Source Actually Pays Off?

Treevia builds in underfloor heating distribution and heat-recovery ventilation as standard - you just pick the heat source. Here is how the main options stack up.

Kategoria

Technology

Czas czytania

10 min

Data publikacji

2026-03-01

A client called us last winter with a simple but loaded question: "The house is basically decided - but what do I actually heat it with?" It's the one decision Treevia deliberately leaves open. Every house leaves our production hall with underfloor heating distribution and heat-recovery ventilation already installed. The heat source itself - the thing that actually generates the warmth - is yours to pick, sized to your plot, your budget and how you plan to live in the house.

The trouble is that "heat pump" isn't one product. It's a category with wildly different price tags, efficiencies and installation demands hiding under the same two words.

Air-to-water heat pump: the default choice

This is what most Treevia owners end up installing, and for good reason.

  • COP: 3.5-5.0
  • Cost: PLN 25,000-45,000
  • Works directly with underfloor heating
  • Best all-round choice for most modular houses

Ground-source heat pump: the quiet, expensive overachiever

If your plot allows for drilling or ground collectors and your budget has room to stretch, this is the most stable performer on the market.

  • COP: 4.0-5.5 (the most stable of the three)
  • Cost: PLN 40,000-80,000, including drilling or collectors
  • Requires ground works before the house even goes up
  • Best efficiency available, but also the highest upfront investment

Air-to-air heat pump: useful, but not enough on its own

  • COP: 3.0-4.5
  • Cost: PLN 8,000-15,000
  • Heats air directly, with no water installation involved
  • A good supplement, but not a sole heat source in the Polish climate

Why the pairing with a modular house works so well

None of these numbers matter much if the building itself leaks heat. A Treevia house is engineered to need very little energy in the first place, thanks to:

  • Multi-layer wall insulation (U < 0.15 W/m²K)
  • Airtight construction, verified with a Blower Door test (n50 < 1.5)
  • Recuperation that recovers 85-95% of exhaust heat
  • Low U-value windows (0.7-0.9 W/m²K)

Put a heat pump behind that envelope and it barely has to work.

What does it actually save you?

Take a 120 m² house, the BARN 124, as the reference point.

Gas boiler + radiators (traditional):

  • Gas consumption: 1,500-2,000 m³/year
  • Cost: PLN 7,000-11,000/year

Heat pump + underfloor heating (Treevia):

  • Electricity: 3,000-4,500 kWh/year
  • Cost: PLN 2,000-3,000/year

Savings: PLN 5,000-8,000 a year - figures that should be read as an illustration of the mechanism, not a guaranteed bill for every household, since usage habits and local tariffs vary.

The bottom line

Treevia's job is to hand you a house that's already prepared for efficient heating - underfloor distribution, recuperation, U=0.15 insulation. Your job is to pick the source that fits your plot and your wallet. Talk to us before you sign anything with an installer; we can tell you fairly quickly which option makes sense for your specific model and location.

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